If you are in your mid-50s or older, own your own home and want additional funds, then releasing some of the equity in your property might be a way of achieving this. Many retired people who manage on a small pension and limited savings may be living in properties that, even with recent house price falls, have significantly increased in value... Read more
Your money
Funding a Decent Retirement
August 25 | Community, Your moneyAccording to a survey carried out by YouGov, approximately 3 million people aim to fund their retirement with a lottery win! However, rather than gambling on your future, it is important to consider how you intend to finance your retirement as early as possible. A good place to start is with how much income you think you will need. Generally, few... Read more
Beginner’s Guide to Protecting your Future
July 27 | Your moneyBeginner’s Guide to Protecting your Future It is a sad fact that whilst most of us are quite happy to insure our car, our house and our travel arrangements, few of us take quite as much care over our health and loved ones. Life Assurance is a staple form of protection which many see as a necessity. Life insurance pays out... Read more
The Basics of a Pension Plan
June 29 | Your moneyThe doom mongers keep repeating that an impoverished retirement awaits us all unless we get saving. But how many of us really understand what a pension is? In essence, a pension is a long-term savings plan designed to provide a secure income in retirement. A little money is invested every month during your working life which, at retirement, should then... Read more
What is an Independent Financial Adviser?
May 21 | Your moneyAn Independent Financial Adviser is a professional who offers independent advice on financial matters and recommends suitable financial products from the whole of the market. They can help you choose the right savings, investments, mortgages, pensions and life insurance products for your needs. Many people think that financial advice is only required by the very rich. However, everyone can benefit from it. Regardless... Read more
